A FREE
FUTURE
A Guide to Financial Independence for Students
by Dennis A. Wall
COMING IN 2025
A Free Future
A Guide to Financial Independence for Students
The one-stop resource high school students need as they make pivotal financial decisions for their future.
Financial consultant Dennis A. Wall surveyed today’s real teens to identify the gaps in their practical financial skills as they prepared for adulthood. From there, Wall created Finance Requires Effective Education, a nonprofit dedicated to addressing this knowledge gap. Now Wall is sharing their revolutionary financial framework for teens in this comprehensive guide to the foundations of finance, including:
Earning a living
Financing higher education
Building credit
Budgeting & saving
Understanding taxes
Investing 101
Financing a large purchase
Wall uses his decades of experience on Wall Street and as a personal financial counselor to walk students through the critical financial aspects of choosing to attend a Higher Education Institution (HEI), from the return on investment of education, options for financing HEIs, and the opportunity costs that arise from attending a public, private, or vocational HEI. With the rising costs of education, Wall’s critical framework for the cost-benefit analysis of HEI attendance is essential for today’s students making decisions about one of the largest financial decisions of their young lives.
A Free Future sets teens up to make smart financial choices, no matter which path they choose, delving into credit, budgeting, savings accounts, interest, and inflation. It also provides the foundations of financial education that many students are missing today, from taxes and investing, to preparing for major purchases such as buying a car or a home. Today’s students will be set up for long-term financial freedom with this revolutionary guide to financial independence.